Homebuyer Assistance Program (HAP)

Homebuyer Assistance Program LogoThe City of Killeen has identified a housing need that enables low to moderate-income individuals or families to own their own home. Through the use of Home Investment Partnerships (HOME) Program funds, provided by the U.S. Department of Housing and Urban Development (HUD), the City of Killeen has established a First Time Homebuyer Assistance Program.


The First Time Homebuyer Assistance program, also known as HAP, provides up to $7,500 for down payment and closing cost assistance to first time homebuyers purchasing a home within the corporate city limits of Killeen.

The HAP rules and policies are governed by statutory and regulatory requirements of the Home Investment Partnerships Act (HOME) program issued by the U.S. Department of Housing and Urban Development (HUD) Community Planning & Development offices and are subject to change.

HAP Requirements

Homebuyers must be able to qualify for a mortgage loan with one of the HAP approved mortgage lenders and:

  • Attend eight hours of home buyer education classes, (five hours are required prior to submitting the application for assistance and three hours after the home has been purchased)
  • Contribute a minimum of $500 toward the purchase of the house
  • Have minimum income based on the total number of household members (see hap min-max income limits chart (PDF))
  • Occupy the assisted home as their primary residence for the duration of the affordability period
  • Participate in the hap annual verification of residency confirmation

Homebuyer Education Classes

We are providing these classes through a virtual classroom via the ZOOM Meetings platform. Please continue to register for the class you would like to attend. The Homebuyer Education Classes are a great educational opportunity for all persons considering the purchase of their first home. The classes are held in both English and Spanish languages.

Once you register for the virtual class you will receive a response indicating to pick up your class materials packet.  Only those persons picking up the class materials packet will be provided the access link for the class.

We are excited to continue this class delivery method. Please register for the class date you want to attend. Please remember, you must reply to confirm your space for the virtual class and pick up the class materials packet by 5 pm the day before the class!

Please register for only one (1) class date, course information is the same for each class.
Por favor registrarse sólo una fecha de clases (1), la información es la misma para cada clase.

Scheduled Classes

  • August 28, 2021


  • octubre 2, 2021
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Reservations are required.  Children under age 17 are not permitted in the classroom. 
Se requieren reservationes.  Niños menores de 17 anos de edad no se permiten en la clase.

HAP Lenders & Certified Real Estate Agents

Certification classes are scheduled monthly on Thursday with exception to March, July and December.

Killeen HAP certifications are required for each Agent and individual mortgage Lender; certifications expire after 2 years.  Our HAP Lender and Real Estate Agent Certification / Re-Certification classes are presented via virtual classroom - ZOOM Meetings. Please register for the class you would like to attend. Confirmation will be sent on Tuesday the week of the class. 

 Mortgage Lenders wishing to participate in this program must be local; operate the business within the corporate city limits of Killeen OR operate the business in a city that borders the city limits of Killeen; conduct business through a local office having regular business hours; and must complete a participation questionnaire and receive written approval for participation as a Killeen HAP approved lender.  Interested mortgage lenders should contact the Community Development Department for more information.